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UPSC Prelims 2020 Q1: Indian Polity – Constitutional & Statutory Bodies

UPSC Prelims 2020, General Studies Paper I · Indian Polity

Consider the following statements: 1. Aadhaar metadata cannot be stored for more than three months. 2. State cannot enter into any contract with private corporations for sharing of Aadhaar data. 3. Aadhaar is mandatory for obtaining insurance products. 4. Aadhaar is mandatory for getting benefits funded out of the Consolidated Fund of India. Which of the statements given above is/are correct?
  1. (a) 1 and 4 only
  2. (b) 2 and 4 only
  3. (c) 3 only
  4. (d) 1, 2 and 3 only

Answer: (b) 2 and 4 only

Explanation

Aadhaar Data Storage & Mandatory Use: Legal Framework

StatementClaimVerdictDetail
1Aadhaar metadata cannot be stored for more than three monthsFALSEAadhaar Act, 2016 Section 33 does not specify a three-month storage limit on metadata. UIDAI can store metadata as required for its operations and authentication.
2State cannot contract with private corps for Aadhaar data sharingTRUEAadhaar Act Section 29 restricts data sharing. State can share with authorized agencies only, NOT with private corporations for commercial purposes.
3Aadhaar mandatory for insuranceFALSEAadhaar is NOT mandatory for obtaining insurance. The Insurance Regulatory and Development Authority (IRDA) does not require Aadhaar - only for tax filing and welfare schemes.
4Aadhaar mandatory for Consolidated Fund benefitsTRUEUnder Aadhaar Act Section 7, Aadhaar is mandatory for accessing welfare benefits funded out of the Consolidated Fund of India (e.g. Direct Benefit Transfer, subsidies, pensions).

Statements 2 and 4 are correct. Answer: (b).

Answer: (b) 2 and 4 only.

Why each option is right or wrong

Key point

Aadhaar Act 2016: Metadata storage NOT limited to 3 months (Statement 1 wrong). State CANNOT share with private corps (Statement 2 correct). Aadhaar NOT mandatory for insurance (Statement 3 wrong). Aadhaar IS mandatory for Consolidated Fund benefits (Statement 4 correct). Answer: 2 and 4 only.

Remember

Aadhaar is mandatory for accessing benefits funded from the Consolidated Fund of India (pensions, subsidies, DBT) but NOT for insurance. The State cannot share Aadhaar data with private corporations. Statements 2 and 4 are correct.

Common mistakes

Exam tip

Aadhaar mandatory for: Government welfare (NREGA, MGNREGA, Direct Benefit Transfer). NOT mandatory for: Insurance, banking accounts (though desirable for KYC), private sector. Aadhaar Act Section 29 = restricted data sharing only with authorized govt agencies.

Sources

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