UPSC Prelims 2001 Q40: Indian Economy – Agriculture & Rural Development
National Agriculture Insurance Scheme replacing Comprehensive Crop Insurance Scheme
was introduced in the year
- (a) 1997
- (b) 1998
- (c) 1999
- (d) 2000
Answer: (c) 1999
Explanation
Year of introduction of the National Agricultural Insurance Scheme
| Scheme | Year |
|---|---|
| Comprehensive Crop Insurance Scheme (CCIS) | 1985 |
| National Agricultural Insurance Scheme (NAIS) | 1999 — from the rabi season of 1999-2000, replacing CCIS |
| Modified NAIS | 2010-11 |
| Pradhan Mantri Fasal Bima Yojana | 2016, replacing NAIS and MNAIS |
The National Agricultural Insurance Scheme was introduced in 1999 (rabi 1999-2000) and replaced the Comprehensive Crop Insurance Scheme. It covered all farmers, loanee and non-loanee, and more crops.
Answer: (c) 1999.
Why each option is right or wrong
- (a) Incorrect. NAIS was not in place in 1997; CCIS was still running.
- (b) Incorrect. NAIS came a year later, in 1999.
- (c) CORRECT. NAIS began with the rabi season of 1999-2000.
- (d) Incorrect. By 2000 NAIS had already started.
Key point
Agricultural Insurance Company of India (2002) took over NAIS; PMFBY (2016): farmer premium 2% kharif, 1.5% rabi, 5% commercial crops.
Remember
NAIS = 1999 (rabi 1999-2000).
Common mistakes
- Choosing 2000 because the season was 1999-2000.
- Mixing NAIS with the later Modified NAIS.
- Not remembering CCIS dates from 1985.
Exam tip
Crop insurance ladder: CCIS 1985 → NAIS 1999 → MNAIS 2010 → PMFBY 2016.
Sources
- Ministry of Agriculture and Farmers Welfare — National Agricultural Insurance Scheme guidelines
- Agriculture Insurance Company of India — history of crop insurance schemes