CAPF AC 2025 Q16: Indian Economy – Human Development, Poverty & Employment Schemes
- (a) 1 only
- (b) 2 only
- (c) Both 1 and 2
- (d) Neither 1 nor 2
Answer: (c) Both 1 and 2
Explanation
Nandini Sahakar Scheme
How to think: this is a scheme of the National Cooperative Development Corporation (NCDC) for women's cooperatives.
Check each statement against the NCDC guidelines.
| Statement | NCDC guideline | Verdict |
|---|---|---|
| 1. Assists women cooperatives in business-model-based activities, under NCDC | Aimed at assisting women cooperatives to take up business-model-based activities | Correct |
| 2. No minimum or maximum limit on financial assistance | The guidelines state that there is no minimum or maximum limit on assistance | Correct |
Eligibility: a cooperative registered as a women's cooperative, or with at least 50% women members.
Assistance comes as credit for infrastructure term loans and working capital, with an interest subvention of 2% for new and innovative activities and 1% for others.
Bank key corrected: the stored key was (a); both statements are true, so (c).
Answer: (c) Both 1 and 2.
Why each option is right or wrong
- (a) Incorrect. Statement 2 is also true: the scheme sets no minimum or maximum limit.
- (b) Incorrect. Statement 1 is also true.
- (c) CORRECT. Both statements match the NCDC guidelines.
- (d) Incorrect. Both statements are true.
Key point
Nandini Sahakar (NCDC, 2021): for women cooperatives; business-model-based activities; no minimum or maximum financial limit; interest subvention 2% and 1%; at least 50% women members.
Remember
Nandini Sahakar: NCDC, women cooperatives, no cap on assistance.
Common mistakes
- Assuming every scheme has a fixed upper limit on assistance.
- Confusing NCDC with NABARD or the Ministry of Women and Child Development.
- Rejecting statement 2 because it sounds too generous.
Exam tip
Educated guess: statement 1 is the scheme's own description, so it is safe. Statement 2 is a specific feature in the guidelines and, once recalled, makes both true.
Sources
- National Cooperative Development Corporation, Nandini Sahakar Scheme guidelines (1 November 2021)
- Rajya Sabha, Unstarred Question on the Nandini Sahakar scheme for women cooperatives (7 August 2024)